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What’s negative about Affordable Care Act?
The Gazette Opinion Staff
Apr. 27, 2012 9:41 am
Studying the Affordable Care Act, the negative feedback puzzles me.
The health care law provides a 50 percent discount on prescription drugs for seniors that fall into the Medicare coverage gap called the “doughnut hole.” People with Medicare and people with private insurance are eligible to get many preventive services without paying any co-pay or deductible. This sounds great, especially since the U.S. medical system is the world's most expensive but not the best.
Insurance companies used to put “lifetime caps” on the amount of care they would pay for. Now, these lifetime caps are banned and one can get long-term care. Also, insurance companies can no longer deny coverage to children with pre-existing conditions, and they also can't carve out coverage exclusions for kids.
Instead of being kicked off their family insurance when they graduate from school, young adults can stay on their parents plan until they turn 26. With such high college debts, I don't understand why all citizens don't rejoice over this. Hopefully we are not becoming solely a capitalistic system that is blind to our social issues.
Terri Nederhiser
Cedar Rapids
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